Ello,

Having a bit of a blonde momment.

I have a savings accout which has an interrest rate of 2.05% with a bonus of 1.95% fixed for 12 months.

This will no doubt sound dumb but basically that means i get a 4% interrest rate on the savings ?

Probably, but read the small print!

I suspect the 2.05% includes the Bonus but, as above, read the small print.

If you are getting 4%, mind telling us what account it is?

Mmmm, depends on what is meant by “with”. I’d get clarification it isn’t 2.05% including 1.95% bonus. 4% is pretty darn good at the moment.

Hmmm not sure then, it might be the “2.05 inc bonus” thing then.

Although in saying that im positive at the time of opening it was 2.05% plus an additional 1.95% bonus if you dont touch the money for a year, which i haven’t.

Well – if you’re positive, why ask? 😉