lister im not talking about magicing that money out of no-where, im talking about people saving money. Its still alot of money to me, but i save money because my work can be irregular. I appreciate things are difficult for some people as appears the case for you, and they dont have spare money to put away. But these people are certainly in the minority, how many people do you know who have a brand new car on finance? Or go out friday night and blow £100 on a night out, i know too many!
I struggle to see how people that are earning in excess to what they need to spend dont save money, to me it's common sense. What happens if you suddenly get a big bill for your car for example. Many people CHOOSE not to prepare for these possible situations and i dont have much sympathy with that thinking.
ive gone way off topic though………