For simple, reliable, cheap, load lugging capacity but without jumping into the realms of buying a huge barge for your first car, a Fabia estate would be good. If I was sensibly looking for a first car it’d be something like that.
If I wasn’t being sensible, I’d be looking at SotW on Pistonheads each Friday morning and buying something like a BMW 740.
For the insurance price of the 1.6 Focus you mentioned earlier, you could insure a 2003 BMW 730d Sport. 1200 quid fully comp. Ok they’ll cost a fortune to run…
Black or dark grey works best on the Jazz. Second or third car can be something lairy/etc after you’ve done with bumping walls/kerbs and building NCD abit