Tedious topic I know but my ignorance in this area is absolute.
So, recently my OH’s nagging finally got too much for me and I decided to learn to drive – which apparently I can now do. Unfortunately, this is largely an academic development as her insurance company won’t insure new drivers and she has 6 months left to run.
I know literally nothing about car insurance sooooo… What are the options for getting me insured?
As I understand it, taking out my own policy would make our insurers liable if I had an accident – potentially knacking her 10 years of no claims. If we get a new policy covering both of us the cancellation fees are fairly stratospheric so it would be better just to pay off the old premiums – would that leave us in the same situation as regards two insurers? Is there a third way that’s worth considering?
Cheers!
P.s. as this is a boring subject, here’s a Tapir to liven it up:
Take a look at learner driver insurance. Runs in parallel to an existing policy. Adrian Flux did a policy for my son whilst i taught him to drive. 3 months, £200.
Rich
Sorry, I probably wasn’t clear, I have now passed my test so I don’t think these apply to me.
@matt_outandabout: Cheers, the cancellation fee seemed to work out more expensive than the remaining premiums but maybe I was having a dozy moment. I’ll give them another call tonight.
Passed my test a year ago but £1360 on insurance is just too much. No wonder there are so many people driving uninsured (would never do it though). Might check out this Adrian Flux bloke.
Passed my test a year ago but £1360 on insurance is just too much.
I’m 29 and living in a bit of a middle class village so I guess I’m pretty fortunate that even an individual policy would be a little more than half that. Still seems like a huge outlay for something I’ll only drive to the shops at weekends but what the hell.
Posted 9 years ago
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