mrs tts works for the countries largest retailer where she has a final salary pension. as shes only been with them for 14 years and only has another 14 before she reaches 60 she was persuaded to jump onto additional voluntary contributions.. she pumped in 15.5k at 250 a month.
all good all of value.. you'd think.
just checking this week where we/she stands.. that 15.5k (avc's stopped when jnr2 arrived) will provide a tidy sorry tiny 498 a year from age 65.
so she wont actually be 'better off' until / if she makes it to 96!
surely shed be better off with the cash at hand in the bank?