Angeldust – there really is no difference between nearly new and brand new you know apart from price – why would you admit to be a mug and pay several grand over the odds for the same thing? Not knocking buying new, but some people simply don’t have the budget, and obviously if you’re asking about finance you don’t have the budget. My car for example, had been driven by a Ford manager for 9 months and only clocked up 2400 miles, so I suspect they give out new cars to employees for a short period to feed their nearly new stock. technically second hand, but practically brand new whichever way you cut it.
The BMW for example (and Scampers Touran) are new ‘old stock’ so are effectively brand new at second hand prices – if you’re not too fussy about having the latest and greatest model then there are great deals to be had to help the dealers clear their stocks. Better to get a great deal on a car than a great deal on finance.