So M&S's new underwriters have decided we live in a flood risk area (have tried explaining to the call centre dude that we don't and that the EA flood risk map I was looking at could prove we didn't, but to no avail) ...and they want to hike our premium by a whopping £300/year!!! 
I've been using M&S for years now cause of the bike cover, but may have to change.... so please, please does anyone have any recommendations as to a good insurer for contents - and buildings preferably too - that covers multiple bikes (ahem) including away from home.
And calm....
