I have recently moved to Selkirk.
Crime rate is low. There is one area that can be dodgy but nothing serious. Cost of housing is relatively low. Council Tax is ok. Plenty of amenities. A few decent pubs, a cracking Indian Restaurant and good shops.
Galashiels is nearby where there is more shops – Asda, Tesco M&S Next etc
Riding around here is fantastic. Huge variety of trails of any difficulty you want. Great base for road riding too.
Check out BSPC website for house prices – look under Hawick local area.
Any more info about Selkirk or Scottish Borders in general – just ask
cheers