We’re buying a house. We’re in rented at the moment, so we’re not selling anything.
We’ve instructed some solicitors. We’ve applied for a mortgage. The lender is saying that the solicitors we’ve instructed aren’t on their panel, so we need to pay a fee for them to instruct some solicitors too.
We can of course ditch our solicitors and go with theirs, but that’s a pain as a) we’ve already paid them a deposit and b) our passports are currently en-route to them as part of the ID checks they have to do at engagement.
So, I’m tempted to just pay the fee (I think it’s £300) and suck it up. However, I’m wondering then what exactly ours will do, given that all they had to deal with was the purchase, and now the lender’s one’s will do that. Or, is that not what the lender’s ones are going to do, and if so, what’s their role? Will they just post things to ours for us to sign?
I is confused. And £300 lighter.