No early 30’s, 5 years no claims discount with one bump in last 5 yrs and a clean liscence, mrs similar but less ncd.
Maybe its just Oldham and the fact its full of people of different ethnic origin who seem to like the home rule for insurance, “dont bother”, or 3rd generation of such who are slightly work shy and see fake claims as an honest days work. Not to mention that traunch of society that we have dragged up ourselves who’s work starts at nightfall with a fuzzy head!
Intersting what people are saying though, maybe it makes a big difference to myself as the above are genuine problems causing a massive skew in results and hence premiums.
I am looking forward to cheaper quotes though i must say