as above – check charges, ask about commission, ask about current fund performance/ask about new fund performance – and make sure you really do understand what they mean
be sure to compare from/to funds/companies properly
(one off fees/annual charges% etc etc – I also use previous performance)
*you usually get a annual % charge reduction with larger amounts
and especially their performances
You should get annual statements each pot I would strongly recommend keeping these as you can see the reality of the fund performance over time(and therefore compare it with other providers)
fyi – what I do is – not put all my eggs in one basket (*google equitable life)
I would also suggest doing some research on what a SIPP is