I have a 1989 Kawasaki ZXR400 sportsbike (Bought it for £800 on Ebay, runs like a dream) and i can get a fully comprehensive years cover for £118 (bennetts). I am 34, have no 7 years no claims, no convictions, live in NW Kent, bike has no alarm and is kept in the back garden.
It also drinks petrol. So i was going to get a scooter for getting about cheaply.
A (say 2004) Gilera Runner 125 sounds ok, (say £800 for a slightly neglected one) £7 to fill it up and it’ll last all week.
So how come the cheapest insurance i can get is £265?
Is it because they are newer? Or because scabby little hoodies can get their hands on them?
Whats your thoughts?