Mt – scumbags? Bit harsh isn’t for an insurance claim to make you feel slightly better about your car going up in flames?? To me scumbags come describes the type of crim who rob your bikes, invades your personal space and property, affects your life. Scumbag to harsh for insurance fiddle, save scum for murders, peados, terrorists etc
On the 1 – 10 scale (10 the most insulting) I wuold rate scumbags as around the 8-9 range. Personally I think claiming for a non existent bike in a burnt out car warrants a 3 – v minor offence, scally not scumbag.
No, I have never made an insurance claim on anything so certainly not fraudulently. Would I if my car burnt out? Probably