I’m trying to find some personal liability cover to cover myself when our riding (cliff paths etc) as well as racing – BC is no good for a multitude of reasons, but mainly as they won’t sanction any events on the Channel Islands as its not financially viable over here..

Does anyone have any recommendations?

Cheers

Personal liability insurance covers you against being sued by someone else. Is that what you are after or do you need something to pay out if you hurt yourself?
We’ve had a few people get mixed up and expect a payout for a broken leg….

Nope, looking to cover myself if I break someone else, either training etc or racing.. 🙂

CTC membership gives you £10M 3rd party insurance but I’m not sure if it will cover you for racing, if that helps.

More details here.

Household insurance. I’ll double check, but I don’t think there is any exclusion for racing. You’re probably already covered.