Viewing 40 posts - 1 through 40 (of 101 total)
  • Is anyone else really rubish at making money?
  • TheBrick
    Free Member

    As a alternative to the downsizing thread is anyone else here really crap at making money?

    I seem to be dispite being told I’m skilled, good at what I do by peers working in the same sector, putting in big effort etc. Even get told I have quite a good eye for the business side. I remember even when I was 16 with my first official job everyone else seemed to be earning £3.50 p/h and I was on £3.15p/h. Now although not on a low wage, a little over national average but low in comparision to equivalent jobs e.t.c. I seem to screw up when changing jobs!

    So who else is crap at making money for their skill set? Tell me the big face palms you have made.

    P.S. This is not a “poor me” thread, more a laugh at the sillyness of it all!

    It just can’t be me.

    piemonster
    Full Member

    Not me, I really got the hang of workplace nepotism quite early on 👿

    SaxonRider
    Full Member

    putting in big effort etc

    This is the problem. A very wealthy man I know always says ‘work smart, not hard’. 😕

    Anyway, although I would like to be doing better than I am, I have to count myself relatively lucky. But I still know what you mean…

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    TheBrick
    Free Member

    piemonster – Member
    Not me, I really got the hang of workplace nepotism quite early on

    Did you sleep with the owners son / daughter / strangly attractive pet giaraffe?

    MoreCashThanDash
    Full Member

    There are unattractive pet giraffes?

    mikewsmith
    Free Member

    Missed a couple of good ones…
    Went travelling to oz for 7 months while half the team went from contract to staff with the gold plated pension…
    Moved to oz just before the well paid consulting job my mate was recruiting for got posted which would have paid visa and full relocation…

    TheBrick
    Free Member

    There are unattractive pet giraffes?

    You should see some of the auwful profiles on giraffefinder.com. Horrid.

    @mikewsmith Missing out on the paid relocation must have hurt!

    mikewsmith
    Free Member

    Only slightly softened by it being to Perth

    wilko1999
    Free Member

    Yeah I just can’t get the watermark quite right

    MrWoppit
    Free Member

    More cubish, here…

    ads678
    Full Member

    I’m just too lazy.

    Got a decent job, get paid decent money. Could do sooo much more and would love to have my own business but I just never get off my arse and do it.

    I think I’m scared of failing and am used to the comfort that I have now!!

    nedrapier
    Full Member

    A MAN has confirmed he is completely happy in his comfort zone and the chances of him leaving it are zero.

    Tom Logan, 35, stressed that anyone who tells him he needs to leave his comfort zone has failed to understood exactly how comfortable it is.

    Man has absolutely no intention of leaving his comfort zone

    jools182
    Free Member

    Early 40’s and still not making enough to pay off my student loan. I’m below the threshold 20 years later 🙁

    loddrik
    Free Member

    42 here, haven’t got a pension or a penny in the bank and have an enormous mortgage. I am appalling with money. Any money I once may have had I blew on a masters degree which was a waste of money as I now drive a black cab two days a week. I also haven’t paid anything off my student loan which was a long time ago now and tbh I don’t think I ever will.

    Never been happier though.

    freeagent
    Free Member

    43 here, hooge mortgage, no savings, credit card debt, etc.
    I was a total waster throughout my 20’s before I had a bit of a mid-life crisis at 31 and went back to uni.
    Got a good job now (40% tax payer) but still suffering from not buying a property until later in life, having kids a little later than some (I was 35 and 38 when my 2 were born)
    It’ll all straighten out over the next few years, our childcare costs are dropping and mine/my wife’s wages slowly going up.
    We both pay into workplace pensions, but as I didn’t start until my mid-thirties whatever I pay in won’t be enough.
    I missed/walked away from a lot of golden opportunities when I was younger.
    If id been just a little more savvy i’d probably be mortgage free by now.
    I’m another who is fundamentally lazy and unmotivated – so highly unlikely i’ll make it much beyond my current grade.
    I’m pretty content though – family life is great and I ride my bike as much as I can.

    molgrips
    Free Member

    I’m quite good at it.

    Problem is I’m really really bad at looking after it. I don’t mean spending it.. so much is wasted because I haven’t sorted things out.

    lemonysam
    Free Member

    I’m fairly bad at it I guess. I probably earn about 10-15% less than market value for my skillset and significantly less than the value I bring to my company. On the flipside though, I really don’t work very hard and have ended up very solidly at the life end of the work-life balance whilst everyone else I know in similar roles definitely errs more the other way so I really don’t care enough to try and change it.

    thebees
    Free Member

    Yeah, me. I tried once and did start to make lots of money, but the stress and ‘always at work’ mindset got the better of me. I’m just not cut out to make money and I’m far happier now that I have realised this and adjusted my life accordingly. Still living in the first world, so lucky anyway.

    bencooper
    Free Member

    I’m in the bike industry. I don’t think I need to say any more 😀

    Northwind
    Full Member

    I used to make a lot more than I do now but otoh I was also completely miserable. I’ll get moving again at some point but for now quite happy ta.

    TheBrick
    Free Member

    I’m good at saving money just crap at getting it! Crap at investing it though. Thing is its not like I know where I go wrong. Did a good degree at a good uni. Highly autodidactique. Work in a suppsoedly well paid sector. Get told I’m quite good. Put up with traveling a lot even though I hate hate hate traveling and being away from home. Not even like I enjoy the job so no compensation there! Just seem to have a knack of ending up in the crap paying jobs for the sector. 35 too and this is the first jobs that had a work place pension. Then I meet so many stupid people earning 40, 50 60k doing god know what self justifying job.

    The value placed on indviduals a mystery to me!

    binners
    Full Member

    Never been bothered about money. Its certainly never been bothered about me. We seem to view each other with mutual distrust, so rarely stay together for long

    Luckily I’ve never been bothered about the ‘stuff’ that seem to preoccupy so many people. Don’t own property. Never will. Drive a 15 year old car. No savings. Worthless pension. I’m always skint yet still as happy as a pig in shit!! Because the important stuff, not money, is all pretty sweet. Life is bloody BRILLIAAAAAAAANT 😀

    maccruiskeen
    Full Member

    Worthless pension

    Who needs a pension when you’ve got pies 🙂

    mcj78
    Free Member

    I think i’m pretty poor at selling myself within the workplace – tbh it’s probably laziness, had a look a few years ago at the regrading procedure & put it off again & again telling myself i’d make an undeniable water-tight case next time round (did I bollocks), it’s now got to the stage where my line manager is constantly reminding me of the application deadlines for this year and almost offering to write it for me…

    Few of my mates (different industry with a much higher earning potential admittedly) are kicking around in Mercs / Audis / Range Rovers earning more than the prime minister & their biggest problem is trying to hide it from the tax man… there’s a whole world of difference in the time spent in the comfort zone though – i’m pretty much that guy the Daily Mash wrote about & they’ll be earning $1000 per day for 3 months then bugger all for the next 6 until the next big bucks contract on an oil field off the arse end of Russia starts.

    thestabiliser
    Free Member

    Pretty much the same as freeagent but a bit younger, bit less mortgage and no cc debt. Not bothered about material stuff really. Let loads of opportunities go begging largely through provarication.

    HATE WORK.
    Got an awesome family.
    Meh, could be worse.

    mudshark
    Free Member

    Mostly I’ve done well really but deciding to move to a Surrey village from a decent part of London 9 years ago meant I missed out on some substantial property price increases.

    ant77
    Free Member

    If we’re talking poor timing, then my mate at my old place handed in his resignation after 12 years working there on the Friday morning. The notice was passed to head office that afternoon.
    On the Monday morning we were all called together and told the entire business was being wound up and we were all to be made redundant.
    He spoke with HR, but because it had already been passed on there was nothing they could do. He would have been let go pretty much immediately as well.
    If he’d waited a day he would have got 3/4 of a years salary as a lump sum, mostly tax free, to walk straight into another job…

    Pook
    Full Member

    Life is bloody BRILLIAAAAAAAANT

    This, despite hora having your phone number??

    Pawsy_Bear
    Free Member

    many people set goals in life and achieve them. Which can mean they never set their goals high enough. To achieve the best you can, be prepared to fail. Something many aren’t comfortable with.

    footflaps
    Full Member

    Tom Logan, 35, stressed that anyone who tells him he needs to leave his comfort zone has failed to understood exactly how comfortable it is.

    He has a good point!

    TheBrick
    Free Member

    I very good at failing.

    dazh
    Full Member

    *Raises hand*

    I’ve always been shit at ‘negotiating’ salary. I’m probably one of the lowest paid people for my grade at my firm. Some lower grades even get paid more. I’ve never figured out the right way to go about demanding more money. I still earn decent money though so not complaining, but it could almost certainly be more if I kicked off about it. Or they might just tell me to leave if I don’t like it?

    badnewz
    Free Member

    Still have student loan from 1999, only think about it once a year if that.

    binners
    Full Member

    To achieve the best you can, be prepared to fail. Something many aren’t comfortable with.

    I’m intensely comfortable with it.

    Sundayjumper
    Full Member

    Another one here in the “fairly capable, doing OK, could do a lot better but just CBA with it” camp.

    I tend to settle in a job that’s comfy and then stay there until I’m utterly fed up with it. I should have been more proactive but…. meh.

    I’ve never been poor but then I’ve never had money for all the nice shiny things other people have like new cars and new bikes. My last fully brand new bike was in 1998 ! I ride a 2009 bike whose frame was rescued from the bin, literally. I drive a 15 year old car that’s just hit 167k miles.

    The mortgage is manageable, I’ve no other debt, wife & child are both healthy. The house is dry & warm, and there’s aways food on the table. Mustn’t grumble really.

    twinw4ll
    Free Member

    I’m just an idle barsteward, been part time for the past 9 years, not bothered about motors or stuff, put plenty of effort in on the bike and in the gym though, i value health much more than wealth.

    ti_pin_man
    Free Member

    I’m pretty good at earning it but I am equally good at spending it.

    I think the trick is to avoid the big things, the big expenses on house things and car things… and bikes (plural) but the biggest place I am really good at is over spending on women, and I include my wife and daughters in that. I think they do cajole the money out of my pockets like some sort of black magic.

    TheBrick
    Free Member

    I’m finding this thread really depressing now as I started it to hear peoples funny stories but most people seem to have either knowingly passed up opertunites for personal reasons or made a decision to not persue a well paying job for personal reasons. Oh pants!

    thestabiliser
    Free Member

    Oh here’s agood un, got offered a 4 storey georgian town house and shop for £90k (Not all that long ago, prob less than half market value). Couldn’t raise the deposit, current value? £500-600k. GRAAAAAAAAAAAARRRRRRRRRRRRRR!

    adjustablewench
    Free Member

    ha ha well just to confuse the issue – i seem to be able to make a reasonable amount….but also made quite a lot of children along the way to just to balance it out. Being a single mother (who doesn’t get loads of maintenance before you all roll your eyes) a lot of things depend on my income.

    Two have fledged the nest so far and i sometimes let myself imaging what it will be like when the others go and i get to have all of my income to myself . . . i’m not sure i’ll know what to do with it!

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