Going to Canada on Sat for a 2 week hol. The first week is a guided tour called "Rocky Mountain XC" the second week will be us touring round.
I am considering insurance with Insureandgo which I think covers me in the most part. I have a couple of issues with it however. They flat won't insure my bike. Also, in terms of MTB the charge extra for "downhill racing or extreme terrain conditions"
Who are people insured with? and do you think cycling in Canada on tricky terrain would be classified as "extreme terrain conditions"