Does anyone in the STW massive have any experience of getting home insurance for a property in a flood risk area that has a history of flooding?

Quite unexpectedly, everyone I’m calling is giving an automatic “No!”, but I wondered if anyone knows of any specialist companies out there.

Don’t have any experience of it personally, but often recommend people to try the insurance company of the people they’ve bought the house off, as they will often insure it again having already done so.

That’s assuming of course that you’ve recently bought the house, and can contact the previous owners. I’m not aware of any specialist companies I’m afraid.

As said above. Can’t remember the details but the insurance industry has agreed to provide flood cover for most properties, but this is subject to the Government continuing to invest in flood risk management. I think that an insurance company will continue to provide cover for existing owners or for people buying the house. If insurance isn’t already in place then you might have a problem as companies don’t want to insure against a risk (in this case flooding) when the likelyhood of that risk happening again is very high. This agreement is in place till 2013.