Imagine you're still a while away from retiring - both in age and financial security, but you do have a lump of cash available. You have no strong ties to any particular part of the UK, your dependants are no longer dependant.
You need to live somewhere and you need to do something.
Where would you live and what would you do?
The aim would be general happiness / quality of life.
You don't have particularly expensive tastes and your bikes are all paid for.