It all went wrong when we bought a house. I thought it would appreciate in value so I picked a mortage that paid a lot of capital off thinking we'd get the money back (before 2015). Also hit the credit cards to furnish it etc.
Well, I work temporary contracts, the house is probably only just avoiding negative equity, my current contract is up in 2 months and in 4 years I've brilliantly managed to save up precisely nothing And there's a baby on the way.
Still, I've got well marketable skills and some promising leads (including a possible job for 12 months in Leeds but for half my current money), and I've got 2 months to save like stink so fingers crossed...