Offering 0% transfers but with a fee attached?

It really bugs me that every month Barclaycard send me this stunning offer, with fees normally equating to 4%PA (latest 3%PA) & call it 0% transfer offer, surely its a normal lone at 3-4%PA with no structured repayment plan?

What am I missing?

It’s a one off charge isn’t it? They’re aware that people just keep transferring their credit to a new card each time the 0% runs out so they always charge for transfers now.

Maybe, but it’s not 0% is it?

Yes, it is.

0% interest. The fee isn’t interest. Its also entirely optional 🙂

Interest accrues over time. Transfer fee is a one-off charge.

Don’t like it, don’t use it.

OP – you are kidding, right?

Edit: just incase you aren’t, it is ‘Loan’ not ‘Lone.’

ste, sorry I missed the a & firefox corrected to lone not loan, sorry 😉

jam bo, I don’t, I just get the offers, card set to pay full amount at payment date 🙂

gary & north, I get it, but do people really just sign up to 0% thinking it is just that ❓

Cheers.