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  • Homebuyers Report or Full Survey?
  • tootallpaul
    Full Member

    What one should I go for?

    Is the full survey worth the extra couple of hundred quid?

    Cheers,

    Paul

    weeksy
    Full Member

    well it’s a lot more in depth that’s for sure.

    I’m glad we got one as we had a few issues they found on our new place.

    Wouldn’t have crippled us if we’d found them later ourselves.. but would have been a minor issue.

    Rockplough
    Free Member

    Depends on the property I would say. The older it is the more a full survey makes sense.

    bonchance
    Free Member

    I do feel every survey I have paid for was a waste of money – but did serve a purpose at the time.

    Impossible to tell if the house was ok, based on report – just lot’s of issues identified for further specialist reports. Informally srvyr said it was fine and normal, but wasn’t able to ‘write’ that.

    Beware all issues uncovered potentially requiring disclosure to mortgage firm – which may mean you are bound to remedy them on a retention.

    If you do go for full it’s advisable to formally request surveyor to report on specific points you are concerned about. If for instance you are concerned about a springy floor and they won’t inspect the subfloor or lift carpets, what is the point. 🙂

    You can’t really win – a knowledgable old house owner or builder could be more helpful, if you are seeking the confidence to proceed – but that can be a lot to ask a friend or acquaintance to ‘sanction’.

    What aspects do you have concerns about? If you do go for a full survey commission it independently with someone local and call a few to discuss.

    edit – homebuyers is the real hand in your pocket. It’s just a valuation report with some copied text about the age construction and general issues with houses of ilk – (in most cases!). But fella get’s paid twice!

    dbcooper
    Free Member

    We go for the cheapest valuation survey from the mortgage provider and then do a private, non valuation, but condition report type survey with our trustworthy RICS surveyor who is verbose and useful.If you are in the south west I cna give you hsi details.
    We never really feel comfortable with the mort co’s surveyors.

    Onzadog
    Free Member

    If it’s for the mortgage company, go with the minimum you can. Our experience is that it’s a pointless, ass covering, money for nothing bs scam Luke so much of house buying and selling. Most they’ll ever do is tell you to get a specialist in. You might as well do that from the start.

    Next house I buy, I’m planning on giving as little money to surveyors as possible and then getting a builder, sparky and a plumber I trust to give everything a once over.

Viewing 6 posts - 1 through 6 (of 6 total)

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