I’m with M&S. Yes, good bike value cover but don’t forget insurance isn’t just about the bikes…..
No experience of claiming for bikes but be warned that they are (IME) rubbish at managing claims process and the actual remedial work. Claimed for an extensive repair job on leak/ plumbing. They proudly boast in their literature about how ‘ you just sit back and let us do all the work’. Couldn’t be further from the truth – their nominated loss adjuster and ‘management’ company were utterly useless and nothing ever happened unless we made loads of calls. In the end the work only got done because the builder happened to called us wandering if we knew what was happening – he started the next week.
M&S washed their hands of EVERYTHING and said it was all down to the management company. We’re still owed some money but stoped trying after about 6 months. They just lied time and time again saying that they’ve just processed it and it would be with is in 3 working days.
Needless to say they won’t be getting repeat business….