Yep I’ve been reading all the policy t&cs kind of why the comparison sites aren’t really worth much, as they are not comparing the same terms. It’s taking me ages.
Amazing the things that aren’t clearly defined in the policy. For instance, Covered if in a locked building. So does a metal or wood shed count as a building? What about in the car, covered if out of sight, a blanket over the top of the bike count?
Best term so far is if you get a hole in one in a golf tournament you can claim £500! Somehow I think I’m not the demographic that insurance is looking for….
M&S were very good when I had a claim 6 years ago, sorted quickly. Reckon I am still paying for that claim in my premiums.