Yep crazy. But I will be someone who takes advantage in order to get a decent LTV and cheaper rate. Prices are ridiculous at the moment but I see them only going up so if we want to move to a family home rather than be stuck where we are forever (as our wages are staying static) then we need to take this opportunity.
I worry some numpties will think it is free money from the government….
If interest rates go up to 6 or 7% in the next few years nearly everybody I know who is my age would be in serious difficulties financially most likely losing their homes.
But apparently I’m “rich” if you believe other threads…