So I’d want an ebike to be at least as fast as 18mph average really, and that’s not going to happen with a 15mph cut-out.
Yes it does. When commuting on an ebike 15mph is not your average speed, it’s your minimum speed. The more hills, the higher the average as your uphill speed doesn’t drop below 15mph (unless the hills are very steep), but your downhills are significantly faster – especially as the bike is heavy.
My commute is a hilly 40 mile round trip. On a proper bike I average 14mph, on the ebike it’s 21mph. If I take the flat scary route, proper bike is 17mph, ebike is 16mph. Unless there is a strong headwind of course.