my fixed rate is up in january with nationwide and im going to stay with these, so ive a couple of options, renew the fixed rate ( 2 or 3 yr )which is about £50 a month less than now, plus 400 quid cash back, or dont renew and stay with the base rate where at present works out at 100 quid less a month. i not sure about any cash back on that.
is it worth sticking with the base rate, i dont really understand the in and outs of whether its going to stay at that or the goverment will increase or decrease !!
or just fixed it again seeing as its less what im paying now, and peace of mind for the nxt couple of years its at the price i no..
thanks in advance