Should be able to do this shortly myself and didn’t expect there would be anything to do other than give the build soc some money and wave goodbye. We’re in a fixed period and will pay off all but £1 between May and next July. No charges to pay as long as we don’t pay off that final £1 as it’s an offset.
Student loan only has one more monthly payment left too. There will still be debt on a flat my wife lets out but the rent covers that. The joys of living a quiet lifestyle without overspending! Now to start some kind of retirement plan! 33yr old with no pension due to running my own wee business and I’ve no idea what would be best for the future, scary.