i should probably look into this, too...
have been outside the UK for over five years now. this means that i no longer get the benefit of tax-free saving (ISAs).
i've not paid NI since the start of 2008.
but are pensions going to be worth that much when i'm old and foddery?
i'm pretty sure that i'll get something from the UK; i had been paying between the ages of 16-25.
@ MSP & Roter Stern... do you pay into the German state pension? I'm self-employed and am therefore not "verpflichtet" to do so, but as such don't know what i'd be looking at if and when i did so.
my financial advisor (my uncle) said that if i do want to be able to put money into an ISA/pension fund then i'd have to - on paper at least - return to the UK for a year.