You still get a free education now.
I know lots of people in their early 20’s buying property (no, not the ‘rich’)
I also know lots of people who ‘have’ to have a new smart phone every 6-months plus the ltest tablet, laptop, game etc….
I have finite money so decide what it gets spent on (if at all).
Driving is not a necessity for the vast vast vast vast vast majority.
With more people on the public roads than ever before it is even more important that driving standards are increased.
Quite frankly, I’m in favour of mandatory re-tests every 10-years, when you reach 65 and then every 5-years.