If her pet is insured then it will (probably) cover 3rd party stuff. Check your policy for this clause and then ask them. What the bill btw? - not wanting to start a vet fees deabte but it's likely to be mostly excess?
Dog Attacked - legalities regarding vet bills? Are there any?
not only is the txt way too long and goes to incredible unrequired depth - really wgaf if you know the vet, you are just making it sound dodgy.....
I thought it only fair to give her a full appraisal of the situation. She seemed pretty upset after the whole incident herself. I know of her through friends that take her classes and she is supposedly a nice person. If it's a bit too much detail, then fair enough, but I'd rather that than not enough.
What the bill btw?
Just short of £390. That's after the 15% discount that we always get from our friend. Can't recall our excess off hand, but yes, you're most likely correct, a good chunk of that will be excess.
I get this quite regularly. Our standard policy is that as the owner you are responsible for the bill. I dont get involved in deciding who was at fault. Many times the owner of the aggressor dog denies any responsibility and as stated before the Police are not interested in dog on dog aggression.
Best scenario is to look for your Excess from your insurance to be covered by the other owner.
However depending on your insurance cover you may have legal cover (if not look at your home insurance) and they may be willing to try and pursue the other dog owner for costs.
Every now and again you meet a genuine person who will just pay your bill no questions asked.
Our standard policy is that as the owner you are responsible for the bill.
Nothing wrong with that. Which is why I paid up when I picked her up this evening. I'll be emailing the other owner a copy of the bill and hope she does the decent thing I suppose.
If it had been a injury from playing, or something that escalated from messing around, I'd honestly just take it as one of those things that happens as a pet owner. If she did something similar to anybody else's dog, I'd pay up, no questions asked.
Good to hear you are one of those responsible owners.
I would call them to advise them how much the bill was and ask them how they want to respond rather than send them the bill directly.
Seen many cases with severe injuries where the other dog owner denies all responsibility and refuses to pay the bill. Not so bad when the owner is sensible and has insurance like yourself. Not so clever when they have nasty injuries and limited funds.
Oh well, she's home now. Still very groggy from the GA and feeling thoroughly sorry for herself.
But still in (more or less) one piece.
Sorry to hear about your dog.
I think the first thing is to see if the other owner simply pays without question. If she does no problem.
If she doesn't, I may be able to offer some thoughts from my own similar experience. My dog was bitten by another dog which lunged at her as we passed on a path. She also required stitches and antibiotics. The bill wasn't as big as yours but I saw no reason that I should pay for something which was someone else's fault.
Having visited her house and being told she would not pay, I wrote to the other owner and asked them to pay my bills. After perhaps 28 days (there is a 'how to' guide on one of the Small Claims websites) I wrote again and said if they didn't pay I would take them to court to recover the cost. They didn't so I chose to take the other owner to small claims court. At court the judge listened to the facts as we both explained them, then referred to the law before finding in my favour. The other owner had to pay both my vets bills and the costs of going to small claims court.
As far as I remember there is a requirement for dog owners to keep their dog under reasonable control. I am afraid I don't remember precise details of the law.
I would write down the facts as you remember them and keep any paperwork such as the exchange of emails/texts.
Hope the dog recovers well.
Ooh that looks nasty! Healing vibes to Molly.
Time to upgrade the wardrobe, Darcy....
Our Westie, who was on his lead, was run into by an off the lead labrador. He hit our dog so hard he literally flipped him upside down, breaking his leg. The woman who owned the Labrador didn't even apologise and instead decided to snub me explaining that her dog had been hurt previously in a similar incident (her logic was that because it had once happened to her dog, it was only fair it should randomly happen to someone else, somehow restoring balance to the universe).
I threatened to call the police unless she left me some contact details. Once our dog was fixed up I insisted she pay the bills and advised that she hadn't kept her dog under control and was therefore liable ( i was just making it up as i went along but i thought it sounded reasonable). She backed down after numerous calls and paid up.
to open with...
bit harsh mate, not surprised she is on the defensive.
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