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  • dilemma – tax rebate & being sensible (or not!) content
  • morgs
    Free Member

    Hi all,

    Got a bit of a dilemma here…..I opened a dreaded letter from the HMRC to find a cheque for £1200 in it! Naturally very happy about this, but it does open the question of what to do with it…

    I could be sensible and pay off my car insurance and bank the rest into savings….

    Or buy a 1×10 sp inbred set up with slicks for commuting and a new shock or a shock repair for the Attack Trail….

    Or I could sell the Marin and buy a Canyon Nerve AM. Thinking that I should get at least £600 for the Attack Trail…so that would get me a very nice spec.

    What would you do if the choice was yours…?

    Morgs

    sam_underhill
    Full Member

    new bike

    thread closed

    trail_rat
    Free Member

    if i was already in a monthly payment scheme for the insurance – leave it running as it would be budgeted for from my monthly

    if my shock was busted id fix it

    then id bank the rest …..

    but i am saving for a house – although the bike does come first 😉

    nickjb
    Free Member

    Spend it on nice things. Unless you are saving for something specific it’ll just disappear into the system and you’ll forget you ever got it.

    honourablegeorge
    Full Member

    I got a tax rebate last year. I dithered about for a while, considering a new frame, or bling wheelset and new forks.

    In the end, the wife took the cheque, and put it away in a savings account, where I’ll never see it again.

    In short, don’t **** about. Buy a bike, immediately.

    chakaping
    Free Member

    new bike time!

    morgs
    Free Member

    looks like thats me told!

    thinking of it another way round now….buy a nice wheel set (hope / flow’s) then use the hope xc / mavics as a commuter set and start ‘adding’ to the bits box until i get a nice HT built.

    grrrr decisions decisions lol

Viewing 7 posts - 1 through 7 (of 7 total)

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