I got my commuter on Cyclescheme a couple of years ago but I don't think I'd do it again now. Seems a lot less hassle to just get 12 months credit from Evans or something.
Cyclescheme - something that's bugging me...
get 12 months credit from Evans or something
Hmm, at least I had the option of buying from a decent shop, but yeah, I wish I hadn't been limited to £1000 cos canti-brakes are a flippin nightmare!
It is worth bearing in mind that you pay almost the full value of the bike. On my scheme I do not own it until 43 months. I have bought a new bike and no longer want it. It is going to depreciate a lot in value in that time.
With finance though don't you end up paying full value of the bike or worse over the value of it from interest. I got a £900 road bike but ended up just under £600 for it on cycle to work scheme. And that's after the final percentage fee. No hassle doing it either.
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