Was hoping to go with the Post Office, but although cycling is cover under their standard policy mountain biking isn’t and doubles the annual premium nearly £200 for an annual multi trip policy.

Bikepacking is not extreme, but sods law that you take a tumble on a gravel track and they fail to pay out.

Try Yellow Jersey mountain bike insurance

Comes out at nearly £200 for 1 bike, without holiday/trip cover.

I pay just over 200 for my car insurance.

Dogtag or Snowcard are always worth a look for adventure sports related cover.

Try Yellow Jersey mountain bike insurance

Have done. ££££££ :-O

Easyjet cover mountainbiking as standard last time I used them.

If you’re not going gnarr (and staying within the EU), you might get away with just your E112 card. You do need insurance for places like the alps because some countries bill you for the helicopter flight to get you out of remote areas. Obviously doesn’t cover things like repatriation costs either.

Snowcard should offer cover for what you want.