£160 a month via PCP, can carry a bike, be relatively economical, would be a nice place for me to be on the motorway (for work), has some creature comforts, cost is stable.
TBH I was all set on the Beemer, until Mrs K pointed out that at the end of the PCP it could be a 9yo Beemer vs a 3yo other Focus to purchase at not much of a difference in the final purchase payment (if a purchase was appropriate). Also the focus would have zero maintenance ‘cept tyres over that period, no MOT either. FWIW I am negotiating the ST TDCI estate into my budget if possible.
This is funded via a work car allowance which has a loose rule of the car being 5yo or less, but realistically is based on how shabby the car looks in the car park. 😀
We want the GFV purchase option as I might not be working in this employer at the end of the 3 years.