But with no license the insurance is in valid anyway isn’t it? And the insurance company aren’t the police, so it isn’t their job. Maybe if the police did proper policing by pulling driver over rather than sending them letters, they would catch a few more unlicensed, uninsured, false plate using drivers.
Not so easy to do when the license is back at DVLA having a new photo put on it…
Bearing in mind idiots at insurance companies have been selling details of drivers involved in accidents to ambulance chasing scum claims “management” companies, I’m not sure that I want to provide additional details that could be used for identity theft to people that don’t have proper data protection systems in place.