It’s amusing that people are questioning the need for a 38t chainring when we all had 42t-44t big rings with something like 11-28 on the back up until relatively recently! And people complained about maxing out 44×11 at a lot of the races I attended and were fitting enormous rings.
And why is 27mph considered too fast for off road? These are strange comments, presumably made by people riding 30+lb full sus bikes. 90% of my riding is on and around the South Downs, which is fast, not overly technical with some decent climbs. 27mph is not especially fast on some of these trails. I rarely switch out of the 39t ring on the Downs despite having a close-ratio 11-27 cassette installed – climbing is my thing.
It’s always dangerous to assume that everyone rides trails and bikes like you. We’re all different and riding in different places. I generate 360W at threshold, am 6′ 2″ tall so have long levers and weigh 70kg, which helps me ride the local trails fairly aggressively. As I mentioned before, when I’m on my full-sus, riding in Wales, the Dales and the Lakes, I’m very happy with the 32×10-42 range on that bike, but the F29 is 4 minutes faster up a local 1.7 mile climb, which gives you some idea of how much slower a 30lb full-sus trail bike is compared with a carbon hard tail XC race bike!