Yeah, I could have one 2/4gig card each for UK, Germany, France, Italy, then use the 1gig for Austria, and a handful of smaller cards for Luxembourg, Switzerland, etc.
All EU won’t fit a 4gig card (max my Garmin will accept). New eTrex and an 32gig card is more than a few quid (but is certainly an option)
Or 1 card and have just the local-ish bits of maps I need.
If I’m not riding locally, or on holiday in Scotland, then 80% of my trips would be cross border. Some might be swappable at hotel overnight, others mid way thru a day’s ride, and others might be covered by 1 tile overlapping the border.