I would say that having hot water while you wait 2 /3 days for a boiler repair outweighs that.
Also modern cylinders are very efficient both regarding heat up and standing losses. Every time you turn a tap on the boiler fires regardless of how much water you need, then that water cools in the boiler if you don’t need it for a while. This happens a lot with combis, especially if someone turns a tap on then doesn’t wait for the warm water to get to them.
More to go wrong in a combi therefore shorter lifespan.
potential waste of water running all that cold away first.
who says that in a year or twos time personal circumstances change, want to add a bathroom / en-suite etc, cylinder will probably have capacity.
Rubbis flow rate from standard combis when incoming main is cold in winter and you want a bath that is more than about 40 deg.
Don’t get me wrong combis have there place (I have one sadly, but will link it to a cylinder when I add the extra bathroom) and I fit a fair few but I think they are oversold by the industry.