I've got a Subway One, one of the newer ones withouth the adjustable stem and crap suspension seatpost.
It's a solid little bike, decently specced (Only 7sp, but it's a commuter, I don't care) for the money, easily tough enough for offroad and buping up and down kerbs. Cheaper SRAM gearing seems better than cheap Shimano stuff to me.
The riding position is more sporty than you would expect, and it handles well.
It's a bit heavy but I've got mudguards, rack and panniers on it too, so no real bother, and I doubt it'll ever break.
The wheels seem tough and the tyres are good too. Tektro Vees stop well enough, but new pads improved them when the OE ones wore out.
The biggest bad point was that it was woefully undergeared as stock, I spent most of my first ride in top gear! But a new cassette, chainset, BB and front mech cost under £50 and that sorted it out nicely.
At the time they were £280, but on offer at £220, plus I got an extra 10% off for reserving online, so I paid £198 and got a £20 accessories voucher as well, which I spent on the mudguards
Everything still works fine, and nothing has worn out in the 800 miles I've done so far (Although I always add more grease to the hubs and pedals from new on all my bikes)
So, cheap, solid, bland (less likely to be nicked) but decent and relaible.
I'm very happy. 🙂