Only problem with a motorbike for all weather transport is in the winter you arrive everywhere smelling like a wet dog
I never had a problem with smell (textile rather than leather jacket probably helped) loseing feeling in my extremities was more of a concern! I used to arrive at school and have to borrow some warm alcohol from the science labs to defrost the locks and get the key out of the ignition!
Motorcycles / scooters are not a particularly cheap option as decent training and protective kit does not come cheap
True, if you're in the North East I can give you a good recomendation for training, if your in the South East I can give you one to avoid!
Protective kit isn't extortionate, a good branded helmet costs less than some kids deem acceptable for a pair or trainers!
Crashing is a fact of life for some people, I made it through 2 years with nothing worse than droping it in a gravel car park in 10,000miles. My brother destroyed his twice in a year, and I know plenty of others who did the same, equaly plenty of people didn't crash. Something like a CG125 handles much better than a scooter though.
The PITA is for people like me with odd shaped heads who can try on every helmet in the Geroge White sale, pick the best fitting regardless of cost then have to bin it 3 hours later as it's still not big enough/the right shape! The helmet buying itself is an expensive* hobby!
*Anoyingly the only one thats ever fitted properly was a £20 chinese made MX one! And I'm not trusting my head in that!