Mol – can you explain what you mean
Right.. yes it was a bit rubbish, wasn’t it?
When you hire a car IN the US, you pay for hire and some mandatory insurances and taxes, which aren’t much. Most Americans are covered for car hire on their own policies so they don’t need it.
You aren’t covered though, so you have either risk a massive bill if you crash the car or buy their optional insurance. This is called CDW (collision damage waiver) and costs about the same as the car hire itself or a little less
Say you are paying $30 for car hire you might also be paying $20 per day CDW, which is a lot of money.
If you pay £99 for the insurance cover I mentioned above, you don’t need CDW. Car hire companies say they do not deal with third party insurance BUT you are still covered – they just ask you for the money and you ask the car hire company. I called them up to ask about this and they said they were happy not being directly dealt with.
PS that’s the same company geoffj links to. I think they are the only one, and they are targetted at exactly this, so they know the situation pretty well.