“Not sure about the cheese thing with xc90s though”
the 2.9 petrol XC90 has a reputation for weak autoboxes-its due to the packaging constraints of the engine size that forced Volvo to use a physically smaller GM sourced box that was a weak design beforehand, coupled with the torque of the 2.9 resulted in a lot of failed boxes.
The D5 limits torque in 1st and 2nd gears to help the problem although it is fitted with an Asain Warner box which is better.
All Volvo’s with the 5spd autoboxes have issues though in the fact the autobox fluid is rarely changed and is an expensive non-Dexron type oil as a result they struggle to see 100k+ miles. Pull the box dipstick-the fluid should be red, if its discoloured and smells burnt-get it changed. But read up before hand how to do -and do not use standard ATF or you will kill it straight away.