As a 2nd claim member i was told i’d have no liability insurance and as such wouldn’t be able to participate in any club TT’s so i didn’t bother in the end!
Not sure that interpretation is correct if your first claim club is affiliated to rttc, as afaik, the rttc cover the insurance liability – hence people from other clubs riding club tt’s as guests. They may choose not to let other clubs ride their club events but their insurance reasoning sounds like bs.
In open RTTC tt’s you race for your first claim club only- you can in theory ride club events for your second claim club.
Our club tt series award is only open to first claim members but we let pretty much anyone who asks ride the actual club 10’s ( we manage to fit guests in despite an increase in field sizes over the last year or two)it’s part of the clubs role to encourage racing so why you’d turn people away unless you had a full field is beyond me