sorry.. Turbos going.
Get it changed before it gives up and sends bits of itself through the system. Also get the garage to drop the sump and clean it out, and check the oil strainer. 2.0L engines of a certain vintage have issues with the oil sludgeing up and blocking the breather systems. This affects the oil going to the turbo, so it wears a lot quicker. If you don't get it done you'll kill the new turbo as well.
I know yours is a 2.3 but I'd get it looked at!!
Oil changes every 6000miles/6 months with fully synth oil
There was a retro fit thing for the oil breather system (PCV valve or something like that rings a bell) Might be worth checking up on that as well
try HERE for better advice
New turbo at an Indi will be about £600!
Hopefully its something easy to fix though