If the scheme is anything like our current scheme, nothing.
The final payment you have to make to transfer ownership wipes out pretty much all the savings you make over the course of the year.
Our scheme has a final payment of 25% of the purchase cost if the initial purchase cost is over £500.
Im better off buying online. YMMV
+1
But ignoring the Scheme issues if I was in the market for a new bike up to £1K in value right now?
It would probably be a durable winter commuter; Drop bar road SS type bike, not a fixie, maybe something CX ish, but it’s gotta go through the winter without any fuss or bother….
Oh and mud guards/Decent jacket too, in fact I’d limit the bike to ~£700 and set aside £300 for accessories/kit…