I'm just about to go out on the bike and I came here for a quick look at the forum.. only to find this thread.
Lad in work asked me yesterday if I had any close calls. I said that I have had a moment on a right hander where I had to be a bit more aggressive with the bars than normal as I wasn't following the road as tight as I should have been, but also said that it didn't faze me. I was nowhere near the ditch, its just a bit of an error that causes no problem, but at the same time it could so easily go so wrong. I pointed out that it feels fine, but getting the front wheel stuck in a rut on the mtb at far slower speeds gives you more of a fright,but probably with no injuries.
If there's moments on the bike, I don't seem to freak out like I should. I've been in the right lane going over the Kessock bridge and the lorry/bus to my left started to pull over as I was half way alongside it. A bit of a twitcher of a moment and I continued without braking. Looking back at it, it seems that I had no fear of possibly getting pushed into the gravel pit in the central reservation. The feeling of something happening is nothing like that of the front wheel getting caught up in a rut descending on the mtb. I often go out and ride for a few hours in the eve on the motorbike and end up averaging less than the speed limits. It's not like I'm ragging around on every ride. Not sure where I'm going with this but I can't see me selling it because of near misses. Probably because I tend to go out riding in the eve up here and there's hardly any cars (last ride there was about 6 cars on my side over a 100 mile loop)
Having said all that, it seems that on each ride I start having thoughts of selling it because compared to the road bike,mtb or a bmx, it bores me $*&*less.
edit: Oh, and I hope your fear blows over and you are happy that you did nowt wrong/hope to do something differently next time to put your biking mind at ease.