Viewing 12 posts - 1 through 12 (of 12 total)
  • bike insurance (help)
  • adey205
    Free Member

    very long story(so i wont bother you with it), but my insurance company has skanked me over a claim. have been advised to go for dedicated insurance and wondered if the collective could advise me as to which company to go for. looking for a blanket type policy that would cover all my bikes if poss.

    thanks in advance

    TandemJeremy
    Free Member

    I have M&S household with all risks cover – for £200 pa I get all my bikes covered under virtually all circumstances. I recently had to claim and I cannot complain about the service I got.

    I looked into specific bike policies and was quoted 10% of the insured value of the bike per year – so that would be £400 at least for me

    adey205
    Free Member

    anybody else guys? could do with some help here please

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    jonb
    Free Member

    CTC?
    BCF?

    They do insurance or at least recommend people.

    bikewhisperer
    Free Member

    The one the BCF does is 10% of value per year. Very specific on where you keep them etc

    Teetosugars
    Free Member

    Jeremey is right… M&S are spot on… Insured for nigh on any drama, and anything under £4k is unrecipted..
    They get my custom.

    coatesy
    Free Member

    CIS used to be pretty good too, their all risks policy was reasonably priced a few years back when we used them, only drawback was they wouldn't insure bikes worth more than £2000.

    FuzzyWuzzy
    Full Member

    If you go with dedicated bike insurance they're all about 10% of the bike value per year and all have very specific terms and conditions around storage and approved locks. I switched to M&S after a year and it's much cheaper, I don't need to individually register the bikes (unless they're over £4k in value) and they have much less stringent conditions. They only thing it lacks is race cover and roadside recovery but not too bothered about those and roadside recovery at least is available as an option on it's own from some specialist bike insurers.

    wenanwhere
    Free Member

    M & S +1

    Daffy
    Full Member

    John
    Lewis

    Alphabet
    Full Member

    Another M&S user here. I made a claim for a bike with them a few years ago without any problems or drama.

    adey205
    Free Member

    thanks guys. looks like m+s it is.

    once again, thanks

Viewing 12 posts - 1 through 12 (of 12 total)

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