Anyone know any good bike specific insurance, or an insurance company I can ring up and get cover separate to my house cover? Don't want to change my house cover as they are pretty good and cheap – but their quote for bike cover was more than I was hoping for. Was with cycleguard last year but their quote is really high this year too.

Do I just have to accept that it's expensive now?

my home insurance asked for a couple of quid extra a month to add bike insurance… 'Royal Sun Alliance'…
it covers the bike for full amount of its value…