Viewing 10 posts - 1 through 10 (of 10 total)
  • Bike insurance
  • Padowan
    Free Member

    I just added a couple of my bikes to my household insurance policy, total value of the 2 bikes was £3,700 and the additional premium was about £275, does that sound reasonable compared to other people or are there some special secret cheap specialist insurers I should look into?

    cynic-al
    Free Member

    M&S are always raved about.

    JImmAwelon
    Free Member

    Our mortgange is with The Abbey/Santander and so is our buildings and contents insurance. Last year I added a £2600 mtb to teh policy for just £50 extra/year. I thought that was pretty good but I may just be reaping the rewards from having one of Abbeys 'products' off the back of another.

    I am no financial guru though, my mortgage on the other hand is pretty rubbish – we are tied in to a fixed rate from back in the days when things were much higher!

    Oh there is also no crime here (bike gets nicked tonight I bet you).

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    TandemJeremy
    Free Member

    I have M&S contents. £200 pa for contents and "all risks" for personal items including bicycles – up to £4000 each individual item.

    They paid out no quibble with a theft as well – and the bikes are protected away from home as well – as is my camera and similar things

    So I would say get an M&S quote for contents and see.

    neverfastenuff
    Free Member

    Its not what you pay out – insurance is only worthwhile if the policy pays out upon a claim.

    Karinofnine
    Full Member

    I have E&L cycle insurance. The premium was £67 and odd pence for £1,000 cover. I got it for the commuter as several have been stolen from the bike park outside work.

    lady_luck
    Free Member

    Sounds ballpark.

    I just realised our stable has a not insignificant replacement value, and my insurers quoted me an additional £25/yr for non-specified bikes up to £500, and then £50 for £1k bikes, £80 for £1.5k, £106 for £2k (these are with a 25% discount, I think because they felt sorry for me – we've 9 bikes in the household).

    They said bike insurance premiums are horrid because they always get stolen.

    cynic-al
    Free Member

    £200 for my quiver seems good, I may look into M&S.

    Drac
    Full Member

    Get good contents like M&S and your sorted.

    Cougar
    Full Member

    I've just renewed with M&S based on recommendations here, coming from Direct Line last year.

    M&S cover the bikes as standard with the "property away from home" option, Direct Line cover "property away from the home – except bikes." An oversight on this little fact left me a grand out of pocket earlier this year.

    For the same cover (plus bikes), M&S were 100 quid cheaper than DL. Win.

Viewing 10 posts - 1 through 10 (of 10 total)

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