I've heard many on here rave about M&S for bike insurance but I can't see anything on their website – I take it this is just as an extension to home insurance?

Since I don't have any home insurance, who's the best insurer to go with for an individual policy?

i tried for standalone bike insurance for a holiday and found it cheaper to take out the m&s insurance, and have accidental cover for my bike in the bargain

I'm just about to move out from my parents house and into a (short-term) rented flat. I don't have a home to insure so sadly I don't think M&S is any use!

And I'm looking for an annual policy, not just a one-off for a holiday.

i think you will find that an annual m&s home insurance policy on you flat will be cheaper than standalone bike insurance, thats what i found

Ahh now I see what you mean easygirl. Sadly I will only be renting a room in a flat so I think home insurance is completely out of the water.

Cycle cover doesn't seem to be as common as I expected. Evans do one, anyone got any experience of them?